I am interested what do you use for tracking your expenses and other things like income, lending, investing, …
All apps i tried don’t have a lot of features or those features are buggy (or they at least seem so).
Have you found some app that does all that you want or do you use spreadsheets or some other solution?
(edit: typo and formatting)
I just use a spreadsheet currently. No fancy template or anything basically just a monthly expenditures list into a few categories.
I used/liked Goodbudget (an app based simulation of an ‘envelope system’) for a while. I think it was especially helpful for developing budgets across moves if that makes sense. Not sure what their free features look like nowadays but before you could share it between people so your whole household could see how much was available in the “groceries” ‘envelope’ for example and move money from another ‘envelope’ if they needed more.
For a while I was tracking my expenses in a LibreOffice Calc sheet since they are not complex, but I heard positive things about these two from other users:
I’ve tried these as well, the software is good. My only issue is it’s very manual and the ways to automate importing transaction information i found complicated. That was a little while back now though.
Importing csv files from my bank accounts also required a bit more effort than I wanted to spend to fix the data.
It’s unfortunate, I use simplifi from quicken, but they jacked up their price a lot, so I let it cancel, they offered a “deal” to get another year for the old price, and that’s going to end soon. But the importing of my transactions is automatic when I sign in, so I only need to check a few things and then I’ve got all the graphs and whatnot to see where I’m spending.
I’ll probably let that cancel and try these again, or just not track spending like this.
For expense tracking: Actual Budget
For investments: Portfolio Performance, Ghostfolio
It depends.
Have you tried GNU Cash?
I have installed it recently and am trying it out. There are a lot of things there so for now i probably just scratched the surface of it’s capabilities. So i can’t say definitely if it satisfies my needs.
But i have gained feeling that all programs i looked at dont have capability for something like tags. GNU Cash has account hierarchy (which i like) but i didnt find tags or equivalent.
Example use case for tags would be if i want to specify for expenses if they were “wants” or “needs”.
And that is messy to try to do in hierarchy, because if i put it in root than both children will basicaly be duplicated (whole sub tree), and if i put it in leaves than i will have sub account for “wants” and “needs” in every leaf account.
