Some people hate it, including some independent developers. I wouldn’t mind going without it, if there was a Free Software library management alternative. I want something to track what I have installed (because I’ve “lost” things and reinstalled them before) and something that has a decent uninstall.
I also get some benefit from the store integration, but I can understand developers being annoyed at the 30% “steam tax”. I’d gladly purchase using some other method, if I didn’t have to sacrifice library functions from previous paragraph.
Plaid effectively admitted to stealing your transaction history and selling it to the highest bidder in the past. There was a settlement and they agreed to not to that in the future
Just don’t ever share your password, and certainly not your banking password, and definitely not with Plaid.