Oh, here’s another fun fact for you: an ambulance ride can be so prohibitively expensive that many people actively avoid calling 911 for fear of having to pay the ambulance bill. This results in people experiencing medical emergencies either: (a) driving themselves to the hospital while having their emergency, which is incredibly dangerous; (b) opting to call a ride share like Uber or Lyft instead; or © not doing anything at all and hoping the emergency resolves itself.
Your definition of socialism is more akin to a definition of social democracy, which is… maybe a form of socialism, depending on who you ask – it is historically contentious and generally accepted that social democrats aren’t socialists.
Socialism can have all of the things that you described, but it is decidedly anti-capitalist. It reorients how workers relate to the means of production. Under capitalism, the means of production are owned by the bourgeois class, while under socialism, they are collectively owned by the workers.