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Joined 1 year ago
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Cake day: June 27th, 2023

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  • Revolut was mentioned before, but let me elaborate on it.

    They are essentially a bank but you can open an account through their app with the needed IDs.

    You load money onto your account via a card payment from a conventional bank account, so no transfer fees apply in that sense.

    They have one time use virtual cards and free persistent virtual cards. You can order physical ones if you want. You can set limits and recurring transactions per card. It even recognizes subscripition services and lets you know in advance if you need to top up the account before a payment is due.

    Caveat: ads for their own services to buy crypto, gold, stocks and crap. I personally wouldn’t keep huge sums on my account, but know people who use it extensively. Even after years of usage, they werent burnt yet.

    I have no experience with customer service, as I only use it for what you are looking for. According to the internet, their CS can be abysmal.










  • I also use open source options whenever they fulfills my needs. I am not changing to linux yet because of gaming.

    I grew up relatively poor, so burning cd-s for each other and trading games was the jam when I was in school. Games I usually still pirate and even when I buy them I have already tried them to an extent, or finished them 5 times. Steam sales are a godsend for multiplayer only titles tho. I have nothing against supporting devs. But ubi, ea and those responsible for games with 0 content and giant day1 patches, season passes and all that crap can get fucked.

    I rather spend that money on zero knowledge mail and vpn, maybe a donation to foss devs for things that I can’t live without anymore. I need to get into the habit of donating some at least. Now that I am out of the financial danger zone.