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Joined 1 year ago
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Cake day: November 15th, 2023

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  • whatsapp is owned by Meta. I did a quick DDG search to see if I was correct and got this:

    “Meta owns several companies, including Facebook, Instagram, WhatsApp, Messenger, Threads, Meta Quest, Horizon Worlds, Ray-Ban Stories, Mapillary, Workplace, and Portal (discontinued).”

    I’ve been working to get the people I communicate with on Signal.app, instead. Other more informed individuals may be able to make additional suggestions.








  • I’m annoyed by Paypal, Venmo (and other similar vehicles) because they use what should be a simple process (one person giving money to another person) to invade our privacy and to siphon value towards billionaires. I’d rather be able to transfer funds with the simplicity and precision of giving the person standing before me a ‘fiver’. And without someone else making bank off the transaction, for clarity’s sake.

    KYC defined: “The Know Your Client (KYC) or Know Your Customer (KYC) is a process to verify the identity and other credentials of a financial services user. KYC is a regulatory process of ascertaining the identity and other information of a financial services user.” https://corporatefinanceinstitute.com/resources/wealth-management/know-your-client-kyc/



  • I’ve seen Zelle recommended. And as it turns out my bank uses it, as well. From Alternativeto:

    License Model: Free, Proprietary Platforms; Android, iPhone

    Zelle® has partnered with leading banks and credit unions across the U.S. to bring you a fast, safe and easy way to send money to friends and family. Money moves quickly - directly from bank account to bank account.