And god do I hate every second of it. My bank is the worst offender, because they allow me to log in, look at my balances and everything. It is until I decide to transfer funds from savings to checking, do they suddenly decide “WAIT! VERIFY YOUR IDENTITY!”. All the while that I’m logged in!
Trying to call customer support to a car dealership to discuss changing dates on your lease? Welp, be prepared to know your child’s name, your state, your blood sample and all other shit just to reach an agent so you can ask one simple question.
Google sucks balls for this too, obviously. Can’t just simply sign in anymore, nope, gotta go find your phone and tell that, that it’s you trying to log in and then you can go in.
Not to mention the amount of fucking codes we have to enter along the way. This shit piles up, people. We waste minutes to hours, collectively, on doing this shit.
I’m surprised you’re getting downvoted so heavily: Is it really that controversial of an opinion that I want to be able to make the choice between reliable accessibility, efficiency, and hardened security for my personal stuff?
Of course: On a corporate network I have a responsibility to have a very secure account so that I’m not a weak point, I’m not talking about scenarios where my account being breached exposes others that I’m responsible for.
I’m talking about my personal accounts. I may want to choose to have a password and no 2FA, for the simple reason that I may want to be able to access my account from a library computer or internet cafe without having access to any of my devices. That reliable access may be more important to me than having heavier security, and nobody has any business asking me why, because it’s my data that I’m choosing how to protect. However, that’s become pretty much an impossibility by now, with everyone shoving 2FA and whatnot down my throat, regardless of what I want.
If I happen to lose/break my laptop and phone simultaneously, which is not unthinkable given that I carry both on me pretty much every day, I’m pretty much locked out of everything.