A lot of European countries have their own debit card networks. Germany has GiroCard, Italy has PagoBancomat and so on. The problem is that those are national systems that stop working once you cross a border. Most cards are therefore cobadged with Visa or MC as a fallback system.
What’s needed to get rid of the cobadging (at least within the EU) is some kind of translation layer to bring the existing European systems together.
France has the national CB system, independent from American systems. https://en.wikipedia.org/wiki/CB_Bank_Card_Group
A lot of European countries have their own debit card networks. Germany has GiroCard, Italy has PagoBancomat and so on. The problem is that those are national systems that stop working once you cross a border. Most cards are therefore cobadged with Visa or MC as a fallback system.
What’s needed to get rid of the cobadging (at least within the EU) is some kind of translation layer to bring the existing European systems together.