If the site is compromised, then the hackers could have stolen the TOTP secrets as well as the passwords. How do you think the site verifies TOTP codes? If you reuse passwords while using a password manager, you are asking for it, though.
A full hack of every part of the service is not the only way a user’s password could get known to an attacker. Could be MiTM, could be typo-squatted, etc
If a site is that compromised no measure of auth is gonna help, so little use worrying about it.
If the site is compromised, then the hackers could have stolen the TOTP secrets as well as the passwords. How do you think the site verifies TOTP codes? If you reuse passwords while using a password manager, you are asking for it, though.
A full hack of every part of the service is not the only way a user’s password could get known to an attacker. Could be MiTM, could be typo-squatted, etc
If a site is that compromised no measure of auth is gonna help, so little use worrying about it.